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Home SellersPublished October 21, 2026
eXp Ready in Pittsburgh: Up to $50K to Get Your Home Ready to Sell
Short answer: eXp Ready, powered by Notable, lets Pittsburgh sellers borrow up to $50,000 to get a home ready to sell. You don't pay up front. You pay at closing for what you used, plus fixed interest.
What is eXp Ready?
eXp Ready is pre-listing money for sellers, through eXp Realty. The loans come from Notable.
- Up to $50,000
- Nothing due until closing
- Paid from your closing money
What can it pay for?
- Paint and new flooring
- Repairs and updates
- Staging and cleaning
- Landscaping and photos
- HVAC or electrical work
- Moving and storage
How does it work?
- Apply. It takes about 5 minutes. No hit to your credit score.
- Get approved. Up to $50,000.
- Do the work. Pick your own contractors.
- Pay at closing. You only pay for what you use, plus fixed interest.
The old way vs. eXp Ready
- The old way: you pay for paint, repairs and staging out of pocket before you list.
- With eXp Ready: you do the work first and pay for it from your closing money.
- You stay in charge: you pick the contractors. You pay only for what you use.
Who might use it?
- Sellers who want to fix things up but don't want to spend cash first
- Sellers moving to a smaller place. See our guide on aging in place and downsizing in Pittsburgh.
- Sellers who need help with moving and storage costs
Buying your next home too? Read about how a temporary buydown works in Pittsburgh.
Where we help
We help sellers across Pittsburgh and the areas around it, including the South Hills, North Hills, Mt. Lebanon, Bethel Park, Peters Township, Cranberry, Moon and Monroeville. That covers Allegheny, Washington, Butler, Beaver and Westmoreland Counties.
Common questions
How much can I borrow with eXp Ready? Up to $50,000, if you are approved.
Do I have to pay anything up front? No. Nothing is due until closing.
Will applying hurt my credit score? Applying takes about 5 minutes and does not hit your credit score. The loan is still subject to credit approval.
Can I pick my own contractors? Yes. You choose your own contractors and vendors.
When is the loan due? At the sale of the home, 12 months after the loan starts, or other acceleration events, whichever comes first.
Who provides the loan? Notable. Interest and fees apply.
Disclosure
eXp Ready loans are provided by Notable. Interest and fees apply. Loan due at sale of home, 12 months after origination, or other acceleration events, whichever comes first. Subject to credit approval. Agent may receive a referral fee from Notable.
Matt Durbin | eXp Realty
(412) 998-8896 | Broker: (888) 397-7352
MAD.Homes
Matt Durbin
Team Leader | Matt Durbin Team | eXp Realty
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